₹25,000 Monthly SIP in Nippon India Balanced Advantage Fund-Growth Plan for 15 Years
If you had started a ₹25,000/month SIP on 5 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Balanced Advantage Fund-Growth Plan's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,07,43,805
3 Sept 2026
Absolute gain
+₹62,18,805
+137.4%
XIRR (annualised)
10.77%
money-weighted
The journey, month by month
Worst fall on the way
-21.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹83,80,880
Modelled at historical FD rates. The fund beat FD by ₹23,62,925.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2012) | ₹3,25,000 | ₹3,41,908 | +5.2% |
| Year 2 (3 Sept 2013) | ₹6,25,000 | ₹6,30,997 | +1% |
| Year 3 (3 Sept 2014) | ₹9,25,000 | ₹13,64,282 | +47.5% |
| Year 4 (3 Sept 2015) | ₹12,25,000 | ₹17,42,156 | +42.2% |
| Year 5 (6 Sept 2016) | ₹15,25,000 | ₹22,68,866 | +48.8% |
| Year 6 (4 Sept 2017) | ₹18,25,000 | ₹29,21,208 | +60.1% |
| Year 7 (3 Sept 2018) | ₹21,25,000 | ₹34,23,274 | +61.1% |
| Year 8 (3 Sept 2019) | ₹24,25,000 | ₹37,27,021 | +53.7% |
| Year 9 (3 Sept 2020) | ₹27,25,000 | ₹43,02,546 | +57.9% |
| Year 10 (3 Sept 2021) | ₹30,25,000 | ₹58,52,002 | +93.5% |
| Year 11 (5 Sept 2022) | ₹33,25,000 | ₹63,93,191 | +92.3% |
| Year 12 (4 Sept 2023) | ₹36,25,000 | ₹73,17,108 | +101.9% |
| Year 13 (3 Sept 2024) | ₹39,25,000 | ₹95,29,997 | +142.8% |
| Year 14 (3 Sept 2025) | ₹42,25,000 | ₹1,00,12,267 | +137% |
| Year 15 (3 Sept 2026) | ₹45,25,000 | ₹1,07,43,805 | +137.4% |
Best year of the journey: Year 3 (+46.5% market move) · Toughest year: Year 2 (-1.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Balanced Advantage Fund-Growth Plan's published NAV (source: AMFI) between 5 Sept 2011 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.