About Arthkar
We're an independent mutual fund research site built for Indian investors. We don't sell funds, we don't take commission from AMCs, and we don't give investment advice. The site is free — that independence is the whole point.
Who builds this
Azad Mohammed
Founder & engineer
Software engineer. I built the whole of Arthkar — the ingestion pipeline that pulls the official AMFI NAV file every day, the archive of 13.9 million NAV records going back to 2006, and the code that computes every return, ranking and chart on this site from that raw data.
Arthkar does not resell a vendor data feed. Returns are computed from our own NAV history, so every fund on a page is measured to the same date on the same basis — and the method is published in full, including where it falls short.
To be explicit about what this is not: I am not a SEBI-registered investment adviser and Arthkar does not provide or arrange investment advice. Nothing here is a recommendation to buy or sell any scheme. For advice on your own situation, consult your own SEBI-registered adviser.
Questions or corrections: arthkar.india@gmail.com
Why we exist
Other sites show numbers. We tell you what they mean. Every fund page on this site explains what the fund actually does, when it underperforms, and who it's wrong for — in plain English, not jargon.
Where our data comes from
- • AMFI India — daily NAV file (official, regulator-recognised industry body)
- • mfapi.in — historical NAV (free community API)
- • SEBI categorisation — official 2017 circular taxonomy
- • AMC factsheets — monthly disclosures (publicly available)
Every score and chart on this site is computed by our own code from this raw data — the full methodology is public, including its limitations.
How we stay independent
Arthkar is free to use. We don't sell funds and take no commission from AMCs on what you invest in — so nothing on this site is steered by who pays us. It's research, not a sales funnel.
This means we have zero incentive to push any particular fund. Our content can be honest about which funds are bad — because we don't lose anything when you skip them.