Calculator
Goal Calculator
Set your target — house, retirement, kid's college — and we work backwards to the monthly SIP needed. Then watch the year-by-year journey to your goal.
Quick start
Future rupees, no inflation discount.
Required SIP / month
₹9,909
Total invested
₹17.8 L
Goal value
₹50.0 L
Returns share
64.3%
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Wealth growth
Year-by-year projection
Required SIP / month
₹9,909
Goal value
₹50.0 L
How this page is produced
Every figure above is computed from the inputs you set above, solved backwards — the monthly SIP that reaches your target at your assumed rate, with no fees, exit load or tax deducted. The full method is published, including its limitations.
The solution assumes the same return every single year. A fund that averages your rate will still undershoot in some years and overshoot in others, and for a goal with a hard date — a fee, a down payment — that variance matters more than the average does. Before fixing the rate, look at what the range actually was: the share of holding periods that made or lost money for any fund, and how funds behaved in each Indian market crash.
Written and maintained by Azad Mohammed, who wrote the model behind this tool. Found an error? Tell us — corrections are made and the page rebuilds within the hour.
The numbers on this page are a projection from the assumptions you chose, not a forecast and not a promise — a real fund does not return the same percentage every year, and no calculator can know what yours will do. It is not investment advice and not a recommendation to buy or sell any scheme. Arthkar is not a SEBI-registered investment adviser and does not provide or arrange investment advice. Mutual fund investments are subject to market risk; read all scheme related documents carefully.