₹25,000 Monthly SIP in Nippon India Balanced Advantage Fund-Growth Plan for 20 Years
If you had started a ₹25,000/month SIP on 4 Sept 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Balanced Advantage Fund-Growth Plan's actual NAV for all 241 installments.
You invested
₹60,25,000
241 installments
Value today
₹2,05,90,717
3 Sept 2026
Absolute gain
+₹1,45,65,717
+241.8%
XIRR (annualised)
11.07%
money-weighted
The journey, month by month
Worst fall on the way
-41.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,42,53,767
Modelled at historical FD rates. The fund beat FD by ₹63,36,950.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2007) | ₹3,25,000 | ₹3,78,088 | +16.3% |
| Year 2 (4 Sept 2008) | ₹6,25,000 | ₹5,65,242 | -9.6% |
| Year 3 (3 Sept 2009) | ₹9,25,000 | ₹11,69,465 | +26.4% |
| Year 4 (3 Sept 2010) | ₹12,25,000 | ₹18,71,959 | +52.8% |
| Year 5 (5 Sept 2011) | ₹15,25,000 | ₹18,95,990 | +24.3% |
| Year 6 (3 Sept 2012) | ₹18,25,000 | ₹23,63,697 | +29.5% |
| Year 7 (3 Sept 2013) | ₹21,25,000 | ₹27,39,068 | +28.9% |
| Year 8 (3 Sept 2014) | ₹24,25,000 | ₹46,66,547 | +92.4% |
| Year 9 (3 Sept 2015) | ₹27,25,000 | ₹52,46,123 | +92.5% |
| Year 10 (6 Sept 2016) | ₹30,25,000 | ₹61,52,894 | +103.4% |
| Year 11 (4 Sept 2017) | ₹33,25,000 | ₹73,63,481 | +121.5% |
| Year 12 (3 Sept 2018) | ₹36,25,000 | ₹81,58,207 | +125.1% |
| Year 13 (3 Sept 2019) | ₹39,25,000 | ₹84,67,522 | +115.7% |
| Year 14 (3 Sept 2020) | ₹42,25,000 | ₹93,69,957 | +121.8% |
| Year 15 (3 Sept 2021) | ₹45,25,000 | ₹1,23,45,188 | +172.8% |
| Year 16 (5 Sept 2022) | ₹48,25,000 | ₹1,31,40,359 | +172.3% |
| Year 17 (4 Sept 2023) | ₹51,25,000 | ₹1,47,01,537 | +186.9% |
| Year 18 (3 Sept 2024) | ₹54,25,000 | ₹1,88,08,436 | +246.7% |
| Year 19 (3 Sept 2025) | ₹57,25,000 | ₹1,94,58,785 | +239.9% |
| Year 20 (3 Sept 2026) | ₹60,25,000 | ₹2,05,90,717 | +241.8% |
Best year of the journey: Year 8 (+53.6% market move) · Toughest year: Year 2 (-16.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Balanced Advantage Fund-Growth Plan's published NAV (source: AMFI) between 4 Sept 2006 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.