₹5,000 Monthly SIP in Nippon India Balanced Advantage Fund-Growth Plan for 15 Years
If you had started a ₹5,000/month SIP on 5 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Balanced Advantage Fund-Growth Plan's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹21,48,761
3 Sept 2026
Absolute gain
+₹12,43,761
+137.4%
XIRR (annualised)
10.77%
money-weighted
The journey, month by month
Worst fall on the way
-21.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,76,176
Modelled at historical FD rates. The fund beat FD by ₹4,72,585.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2012) | ₹65,000 | ₹68,382 | +5.2% |
| Year 2 (3 Sept 2013) | ₹1,25,000 | ₹1,26,199 | +1% |
| Year 3 (3 Sept 2014) | ₹1,85,000 | ₹2,72,856 | +47.5% |
| Year 4 (3 Sept 2015) | ₹2,45,000 | ₹3,48,431 | +42.2% |
| Year 5 (6 Sept 2016) | ₹3,05,000 | ₹4,53,773 | +48.8% |
| Year 6 (4 Sept 2017) | ₹3,65,000 | ₹5,84,242 | +60.1% |
| Year 7 (3 Sept 2018) | ₹4,25,000 | ₹6,84,655 | +61.1% |
| Year 8 (3 Sept 2019) | ₹4,85,000 | ₹7,45,404 | +53.7% |
| Year 9 (3 Sept 2020) | ₹5,45,000 | ₹8,60,509 | +57.9% |
| Year 10 (3 Sept 2021) | ₹6,05,000 | ₹11,70,400 | +93.5% |
| Year 11 (5 Sept 2022) | ₹6,65,000 | ₹12,78,638 | +92.3% |
| Year 12 (4 Sept 2023) | ₹7,25,000 | ₹14,63,422 | +101.9% |
| Year 13 (3 Sept 2024) | ₹7,85,000 | ₹19,05,999 | +142.8% |
| Year 14 (3 Sept 2025) | ₹8,45,000 | ₹20,02,453 | +137% |
| Year 15 (3 Sept 2026) | ₹9,05,000 | ₹21,48,761 | +137.4% |
Best year of the journey: Year 3 (+46.5% market move) · Toughest year: Year 2 (-1.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Balanced Advantage Fund-Growth Plan's published NAV (source: AMFI) between 5 Sept 2011 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.