₹5,000 Monthly SIP in Taurus Banking & Financial Services Fund for 10 Years
If you had started a ₹5,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Taurus Banking & Financial Services Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹11,07,431
1 Sept 2026
Absolute gain
+₹5,02,431
+83%
XIRR (annualised)
11.7%
money-weighted
The journey, month by month
Worst fall on the way
-40.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,395
Modelled at historical FD rates. The fund beat FD by ₹2,68,036.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹65,000 | ₹75,737 | +16.5% |
| Year 2 (3 Sept 2018) | ₹1,25,000 | ₹1,48,517 | +18.8% |
| Year 3 (3 Sept 2019) | ₹1,85,000 | ₹2,08,853 | +12.9% |
| Year 4 (1 Sept 2020) | ₹2,45,000 | ₹2,61,023 | +6.5% |
| Year 5 (1 Sept 2021) | ₹3,05,000 | ₹4,58,370 | +50.3% |
| Year 6 (1 Sept 2022) | ₹3,65,000 | ₹5,42,848 | +48.7% |
| Year 7 (1 Sept 2023) | ₹4,25,000 | ₹6,98,106 | +64.3% |
| Year 8 (2 Sept 2024) | ₹4,85,000 | ₹9,30,691 | +91.9% |
| Year 9 (1 Sept 2025) | ₹5,45,000 | ₹10,24,334 | +88% |
| Year 10 (1 Sept 2026) | ₹6,05,000 | ₹11,07,431 | +83% |
Best year of the journey: Year 5 (+42.8% market move) · Toughest year: Year 4 (-2.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Taurus Banking & Financial Services Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.