₹25,000 Monthly SIP in Taurus Banking & Financial Services Fund for 10 Years
If you had started a ₹25,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Taurus Banking & Financial Services Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹55,23,422
3 Sept 2026
Absolute gain
+₹24,98,422
+82.6%
XIRR (annualised)
11.64%
money-weighted
The journey, month by month
Worst fall on the way
-40.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,98,369
Modelled at historical FD rates. The fund beat FD by ₹13,25,053.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹3,25,000 | ₹3,74,254 | +15.2% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹7,41,461 | +18.6% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹10,43,139 | +12.8% |
| Year 4 (3 Sept 2020) | ₹12,25,000 | ₹12,90,469 | +5.3% |
| Year 5 (3 Sept 2021) | ₹15,25,000 | ₹23,04,372 | +51.1% |
| Year 6 (5 Sept 2022) | ₹18,25,000 | ₹27,36,210 | +49.9% |
| Year 7 (4 Sept 2023) | ₹21,25,000 | ₹35,00,813 | +64.7% |
| Year 8 (3 Sept 2024) | ₹24,25,000 | ₹46,78,215 | +92.9% |
| Year 9 (3 Sept 2025) | ₹27,25,000 | ₹51,30,540 | +88.3% |
| Year 10 (3 Sept 2026) | ₹30,25,000 | ₹55,23,422 | +82.6% |
Best year of the journey: Year 5 (+44.9% market move) · Toughest year: Year 4 (-3.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Taurus Banking & Financial Services Fund's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.