₹5,000 Monthly SIP in LIC MF Infrastructure Fund for 10 Years
If you had started a ₹5,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using LIC MF Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹18,28,552
2 Sept 2026
Absolute gain
+₹12,23,552
+202.2%
XIRR (annualised)
21.06%
money-weighted
The journey, month by month
Worst fall on the way
-37.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,535
Modelled at historical FD rates. The fund beat FD by ₹9,89,017.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹65,000 | ₹72,607 | +11.7% |
| Year 2 (3 Sept 2018) | ₹1,25,000 | ₹1,33,474 | +6.8% |
| Year 3 (3 Sept 2019) | ₹1,85,000 | ₹1,84,804 | -0.1% |
| Year 4 (2 Sept 2020) | ₹2,45,000 | ₹2,43,224 | -0.7% |
| Year 5 (2 Sept 2021) | ₹3,05,000 | ₹4,81,697 | +57.9% |
| Year 6 (2 Sept 2022) | ₹3,65,000 | ₹6,18,966 | +69.6% |
| Year 7 (4 Sept 2023) | ₹4,25,000 | ₹8,46,533 | +99.2% |
| Year 8 (2 Sept 2024) | ₹4,85,000 | ₹15,73,628 | +224.5% |
| Year 9 (2 Sept 2025) | ₹5,45,000 | ₹15,44,322 | +183.4% |
| Year 10 (2 Sept 2026) | ₹6,05,000 | ₹18,28,552 | +202.2% |
Best year of the journey: Year 8 (+73.6% market move) · Toughest year: Year 9 (-5.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using LIC MF Infrastructure Fund's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.