₹2,000 Monthly SIP in LIC MF Infrastructure Fund for 10 Years
If you had started a ₹2,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using LIC MF Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹7,35,936
3 Sept 2026
Absolute gain
+₹4,93,936
+204.1%
XIRR (annualised)
21.16%
money-weighted
The journey, month by month
Worst fall on the way
-37.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,869
Modelled at historical FD rates. The fund beat FD by ₹4,00,067.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹26,000 | ₹29,010 | +11.6% |
| Year 2 (3 Sept 2018) | ₹50,000 | ₹53,355 | +6.7% |
| Year 3 (3 Sept 2019) | ₹74,000 | ₹73,889 | -0.1% |
| Year 4 (3 Sept 2020) | ₹98,000 | ₹96,665 | -1.4% |
| Year 5 (3 Sept 2021) | ₹1,22,000 | ₹1,94,009 | +59% |
| Year 6 (5 Sept 2022) | ₹1,46,000 | ₹2,47,958 | +69.8% |
| Year 7 (4 Sept 2023) | ₹1,70,000 | ₹3,38,537 | +99.1% |
| Year 8 (3 Sept 2024) | ₹1,94,000 | ₹6,32,094 | +225.8% |
| Year 9 (3 Sept 2025) | ₹2,18,000 | ₹6,23,074 | +185.8% |
| Year 10 (3 Sept 2026) | ₹2,42,000 | ₹7,35,936 | +204.1% |
Best year of the journey: Year 8 (+74.4% market move) · Toughest year: Year 9 (-5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using LIC MF Infrastructure Fund's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
