₹5,000 Monthly SIP in Aditya Birla Sun Life Focused Fund for 10 Years
If you had started a ₹5,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Focused Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹12,32,151
3 Sept 2026
Absolute gain
+₹6,27,151
+103.7%
XIRR (annualised)
13.7%
money-weighted
The journey, month by month
Worst fall on the way
-35.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,672
Modelled at historical FD rates. The fund beat FD by ₹3,92,479.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹65,000 | ₹72,925 | +12.2% |
| Year 2 (3 Sept 2018) | ₹1,25,000 | ₹1,42,742 | +14.2% |
| Year 3 (3 Sept 2019) | ₹1,85,000 | ₹1,91,987 | +3.8% |
| Year 4 (3 Sept 2020) | ₹2,45,000 | ₹2,74,177 | +11.9% |
| Year 5 (3 Sept 2021) | ₹3,05,000 | ₹4,90,883 | +60.9% |
| Year 6 (5 Sept 2022) | ₹3,65,000 | ₹5,61,203 | +53.8% |
| Year 7 (4 Sept 2023) | ₹4,25,000 | ₹6,99,570 | +64.6% |
| Year 8 (3 Sept 2024) | ₹4,85,000 | ₹10,49,730 | +116.4% |
| Year 9 (3 Sept 2025) | ₹5,45,000 | ₹11,00,839 | +102% |
| Year 10 (3 Sept 2026) | ₹6,05,000 | ₹12,32,151 | +103.7% |
Best year of the journey: Year 5 (+46.9% market move) · Toughest year: Year 3 (-5.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Focused Fund's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.