₹2,000 Monthly SIP in Aditya Birla Sun Life Focused Fund for 10 Years
If you had started a ₹2,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Focused Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,92,352
2 Sept 2026
Absolute gain
+₹2,50,352
+103.5%
XIRR (annualised)
13.68%
money-weighted
The journey, month by month
Worst fall on the way
-35.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,814
Modelled at historical FD rates. The fund beat FD by ₹1,56,538.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹26,000 | ₹29,202 | +12.3% |
| Year 2 (3 Sept 2018) | ₹50,000 | ₹57,132 | +14.3% |
| Year 3 (3 Sept 2019) | ₹74,000 | ₹76,828 | +3.8% |
| Year 4 (2 Sept 2020) | ₹98,000 | ₹1,09,989 | +12.2% |
| Year 5 (2 Sept 2021) | ₹1,22,000 | ₹1,96,399 | +61% |
| Year 6 (2 Sept 2022) | ₹1,46,000 | ₹2,23,345 | +53% |
| Year 7 (4 Sept 2023) | ₹1,70,000 | ₹2,79,891 | +64.6% |
| Year 8 (2 Sept 2024) | ₹1,94,000 | ₹4,19,693 | +116.3% |
| Year 9 (2 Sept 2025) | ₹2,18,000 | ₹4,39,527 | +101.6% |
| Year 10 (2 Sept 2026) | ₹2,42,000 | ₹4,92,352 | +103.5% |
Best year of the journey: Year 5 (+46.6% market move) · Toughest year: Year 3 (-5.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Focused Fund's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.