₹25,000 Monthly SIP in 360 ONE Focused Fund for 10 Years
If you had started a ₹25,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using 360 ONE Focused Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹70,94,232
1 Sept 2026
Absolute gain
+₹40,69,232
+134.5%
XIRR (annualised)
16.35%
money-weighted
The journey, month by month
Worst fall on the way
-35.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,96,966
Modelled at historical FD rates. The fund beat FD by ₹28,97,266.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹3,25,000 | ₹3,66,540 | +12.8% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹7,42,146 | +18.7% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹10,36,802 | +12.1% |
| Year 4 (1 Sept 2020) | ₹12,25,000 | ₹15,62,416 | +27.5% |
| Year 5 (1 Sept 2021) | ₹15,25,000 | ₹29,04,302 | +90.4% |
| Year 6 (1 Sept 2022) | ₹18,25,000 | ₹32,76,886 | +79.6% |
| Year 7 (1 Sept 2023) | ₹21,25,000 | ₹43,09,451 | +102.8% |
| Year 8 (2 Sept 2024) | ₹24,25,000 | ₹64,02,189 | +164% |
| Year 9 (1 Sept 2025) | ₹27,25,000 | ₹63,00,700 | +131.2% |
| Year 10 (1 Sept 2026) | ₹30,25,000 | ₹70,94,232 | +134.5% |
Best year of the journey: Year 5 (+55.9% market move) · Toughest year: Year 9 (-6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using 360 ONE Focused Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.