₹25,000 Monthly SIP in Axis Focused Fund for 10 Years
If you had started a ₹25,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Axis Focused Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹53,47,756
1 Sept 2026
Absolute gain
+₹23,22,756
+76.8%
XIRR (annualised)
11.04%
money-weighted
The journey, month by month
Worst fall on the way
-32.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,96,966
Modelled at historical FD rates. The fund beat FD by ₹11,50,790.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹3,25,000 | ₹3,80,515 | +17.1% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹7,96,864 | +27.5% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹10,43,888 | +12.9% |
| Year 4 (1 Sept 2020) | ₹12,25,000 | ₹14,76,408 | +20.5% |
| Year 5 (1 Sept 2021) | ₹15,25,000 | ₹26,89,295 | +76.3% |
| Year 6 (1 Sept 2022) | ₹18,25,000 | ₹27,91,640 | +53% |
| Year 7 (1 Sept 2023) | ₹21,25,000 | ₹31,05,943 | +46.2% |
| Year 8 (2 Sept 2024) | ₹24,25,000 | ₹45,14,006 | +86.1% |
| Year 9 (1 Sept 2025) | ₹27,25,000 | ₹47,98,766 | +76.1% |
| Year 10 (1 Sept 2026) | ₹30,25,000 | ₹53,47,756 | +76.8% |
Best year of the journey: Year 5 (+51.4% market move) · Toughest year: Year 6 (-6.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Focused Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.