₹25,000 Monthly SIP in Templeton India Value Fund for 5 Years
If you had started a ₹25,000/month SIP on 2 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Templeton India Value Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹19,71,558
2 Sept 2026
Absolute gain
+₹4,46,558
+29.3%
XIRR (annualised)
10.35%
money-weighted
The journey, month by month
Worst fall on the way
-11.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,87,501
Modelled at historical FD rates. The fund beat FD by ₹1,84,057.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (2 Sept 2022) | ₹3,25,000 | ₹3,53,431 | +8.7% |
| Year 2 (4 Sept 2023) | ₹6,25,000 | ₹7,84,227 | +25.5% |
| Year 3 (2 Sept 2024) | ₹9,25,000 | ₹15,03,181 | +62.5% |
| Year 4 (2 Sept 2025) | ₹12,25,000 | ₹17,05,160 | +39.2% |
| Year 5 (2 Sept 2026) | ₹15,25,000 | ₹19,71,558 | +29.3% |
Best year of the journey: Year 3 (+38.6% market move) · Toughest year: Year 4 (-5.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Templeton India Value Fund's published NAV (source: AMFI) between 2 Sept 2021 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.