₹25,000 Monthly SIP in Tata Value Fund for 10 Years
If you had started a ₹25,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Tata Value Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹65,27,036
1 Sept 2026
Absolute gain
+₹35,02,036
+115.8%
XIRR (annualised)
14.79%
money-weighted
The journey, month by month
Worst fall on the way
-35%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,96,966
Modelled at historical FD rates. The fund beat FD by ₹23,30,070.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹3,25,000 | ₹3,79,189 | +16.7% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹7,23,915 | +15.8% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹9,35,899 | +1.2% |
| Year 4 (1 Sept 2020) | ₹12,25,000 | ₹13,04,323 | +6.5% |
| Year 5 (1 Sept 2021) | ₹15,25,000 | ₹22,79,665 | +49.5% |
| Year 6 (1 Sept 2022) | ₹18,25,000 | ₹27,98,195 | +53.3% |
| Year 7 (1 Sept 2023) | ₹21,25,000 | ₹37,19,306 | +75% |
| Year 8 (2 Sept 2024) | ₹24,25,000 | ₹61,31,138 | +152.8% |
| Year 9 (1 Sept 2025) | ₹27,25,000 | ₹58,79,556 | +115.8% |
| Year 10 (1 Sept 2026) | ₹30,25,000 | ₹65,27,036 | +115.8% |
Best year of the journey: Year 8 (+52.5% market move) · Toughest year: Year 3 (-8.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Value Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.