₹5,000 Monthly SIP in Quant Value Fund for 5 Years
If you had started a ₹5,000/month SIP on 1 Dec 2021 and never stopped — through every crash and rally — here is exactly what happened, using Quant Value Fund's actual NAV for all 58 installments.
You invested
₹2,90,000
58 installments
Value today
₹4,58,309
1 Sept 2026
Absolute gain
+₹1,68,309
+58%
XIRR (annualised)
19.68%
money-weighted
The journey, month by month
Worst fall on the way
-17.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,38,013
Modelled at historical FD rates. The fund beat FD by ₹1,20,296.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2022) | ₹50,000 | ₹52,687 | +5.4% |
| Year 2 (1 Sept 2023) | ₹1,10,000 | ₹1,34,765 | +22.5% |
| Year 3 (2 Sept 2024) | ₹1,70,000 | ₹3,06,594 | +80.3% |
| Year 4 (1 Sept 2025) | ₹2,30,000 | ₹3,24,256 | +41% |
| Year 5 (1 Sept 2026) | ₹2,90,000 | ₹4,58,309 | +58% |
Best year of the journey: Year 3 (+57.4% market move) · Toughest year: Year 4 (-11.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quant Value Fund's published NAV (source: AMFI) between 1 Dec 2021 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.