₹25,000 Monthly SIP in NIPPON INDIA ELSS TAX SAVER FUND for 10 Years
If you had started a ₹25,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA ELSS TAX SAVER FUND's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹58,73,920
4 Sept 2026
Absolute gain
+₹28,48,920
+94.2%
XIRR (annualised)
12.8%
money-weighted
The journey, month by month
Worst fall on the way
-38.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,99,078
Modelled at historical FD rates. The fund beat FD by ₹16,74,842.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹3,25,000 | ₹3,67,931 | +13.2% |
| Year 2 (4 Sept 2018) | ₹6,25,000 | ₹6,40,791 | +2.5% |
| Year 3 (4 Sept 2019) | ₹9,25,000 | ₹7,83,936 | -15.3% |
| Year 4 (4 Sept 2020) | ₹12,25,000 | ₹10,63,696 | -13.2% |
| Year 5 (6 Sept 2021) | ₹15,25,000 | ₹21,87,723 | +43.5% |
| Year 6 (5 Sept 2022) | ₹18,25,000 | ₹26,24,896 | +43.8% |
| Year 7 (4 Sept 2023) | ₹21,25,000 | ₹34,13,801 | +60.6% |
| Year 8 (4 Sept 2024) | ₹24,25,000 | ₹52,29,269 | +115.6% |
| Year 9 (4 Sept 2025) | ₹27,25,000 | ₹53,94,755 | +98% |
| Year 10 (4 Sept 2026) | ₹30,25,000 | ₹58,73,920 | +94.2% |
Best year of the journey: Year 5 (+60.4% market move) · Toughest year: Year 3 (-16.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA ELSS TAX SAVER FUND's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.