₹2,000 Monthly SIP in NIPPON INDIA BANKING and PSU FUND for 10 Years
If you had started a ₹2,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA BANKING and PSU FUND's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹3,47,090
4 Sept 2026
Absolute gain
+₹1,05,090
+43.4%
XIRR (annualised)
7.05%
money-weighted
The journey, month by month
Worst fall on the way
-3.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,918
Modelled at historical FD rates. The fund beat FD by ₹11,172.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹26,000 | ₹27,125 | +4.3% |
| Year 2 (4 Sept 2018) | ₹50,000 | ₹52,733 | +5.5% |
| Year 3 (4 Sept 2019) | ₹74,000 | ₹84,636 | +14.4% |
| Year 4 (4 Sept 2020) | ₹98,000 | ₹1,19,630 | +22.1% |
| Year 5 (6 Sept 2021) | ₹1,22,000 | ₹1,51,188 | +23.9% |
| Year 6 (5 Sept 2022) | ₹1,46,000 | ₹1,80,126 | +23.4% |
| Year 7 (4 Sept 2023) | ₹1,70,000 | ₹2,17,265 | +27.8% |
| Year 8 (4 Sept 2024) | ₹1,94,000 | ₹2,59,381 | +33.7% |
| Year 9 (4 Sept 2025) | ₹2,18,000 | ₹3,05,505 | +40.1% |
| Year 10 (4 Sept 2026) | ₹2,42,000 | ₹3,47,090 | +43.4% |
Best year of the journey: Year 3 (+10.3% market move) · Toughest year: Year 6 (2.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Banking & PSU funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA BANKING and PSU FUND's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.