₹25,000 Monthly SIP in Nippon India Arbitrage Fund - Growth Plan for 15 Years
If you had started a ₹25,000/month SIP on 5 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Arbitrage Fund - Growth Plan's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹72,74,894
4 Sept 2026
Absolute gain
+₹27,49,894
+60.8%
XIRR (annualised)
6.07%
money-weighted
The journey, month by month
Worst fall on the way
-0.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹83,82,524
Modelled at historical FD rates. The fund trailed FD by ₹11,07,630.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2012) | ₹3,25,000 | ₹3,43,264 | +5.6% |
| Year 2 (4 Sept 2013) | ₹6,25,000 | ₹6,89,782 | +10.4% |
| Year 3 (4 Sept 2014) | ₹9,25,000 | ₹10,56,527 | +14.2% |
| Year 4 (4 Sept 2015) | ₹12,25,000 | ₹14,60,309 | +19.2% |
| Year 5 (6 Sept 2016) | ₹15,25,000 | ₹18,61,385 | +22.1% |
| Year 6 (4 Sept 2017) | ₹18,25,000 | ₹22,80,831 | +25% |
| Year 7 (4 Sept 2018) | ₹21,25,000 | ₹27,32,593 | +28.6% |
| Year 8 (4 Sept 2019) | ₹24,25,000 | ₹32,23,829 | +32.9% |
| Year 9 (4 Sept 2020) | ₹27,25,000 | ₹36,83,394 | +35.2% |
| Year 10 (6 Sept 2021) | ₹30,25,000 | ₹41,32,601 | +36.6% |
| Year 11 (5 Sept 2022) | ₹33,25,000 | ₹45,82,878 | +37.8% |
| Year 12 (4 Sept 2023) | ₹36,25,000 | ₹51,92,794 | +43.2% |
| Year 13 (4 Sept 2024) | ₹39,25,000 | ₹58,97,809 | +50.3% |
| Year 14 (4 Sept 2025) | ₹42,25,000 | ₹65,89,575 | +56% |
| Year 15 (4 Sept 2026) | ₹45,25,000 | ₹72,74,894 | +60.8% |
Best year of the journey: Year 4 (+7.7% market move) · Toughest year: Year 11 (3.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Arbitrage Fund - Growth Plan's published NAV (source: AMFI) between 5 Sept 2011 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.