₹10,000 Monthly SIP in Nippon India Arbitrage Fund - Growth Plan for 10 Years
If you had started a ₹10,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Arbitrage Fund - Growth Plan's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹16,26,390
4 Sept 2026
Absolute gain
+₹4,16,390
+34.4%
XIRR (annualised)
5.8%
money-weighted
The journey, month by month
Worst fall on the way
-0.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,79,631
Modelled at historical FD rates. The fund trailed FD by ₹53,241.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹1,30,000 | ₹1,33,907 | +3% |
| Year 2 (4 Sept 2018) | ₹2,50,000 | ₹2,65,772 | +6.3% |
| Year 3 (4 Sept 2019) | ₹3,70,000 | ₹4,07,119 | +10% |
| Year 4 (4 Sept 2020) | ₹4,90,000 | ₹5,48,821 | +12% |
| Year 5 (6 Sept 2021) | ₹6,10,000 | ₹6,92,484 | +13.5% |
| Year 6 (5 Sept 2022) | ₹7,30,000 | ₹8,38,790 | +14.9% |
| Year 7 (4 Sept 2023) | ₹8,50,000 | ₹10,17,632 | +19.7% |
| Year 8 (4 Sept 2024) | ₹9,70,000 | ₹12,19,145 | +25.7% |
| Year 9 (4 Sept 2025) | ₹10,90,000 | ₹14,21,824 | +30.4% |
| Year 10 (4 Sept 2026) | ₹12,10,000 | ₹16,26,390 | +34.4% |
Best year of the journey: Year 8 (+7.2% market move) · Toughest year: Year 1 (3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Arbitrage Fund - Growth Plan's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.