₹1,000 Monthly SIP in Mirae Asset ELSS Tax Saver Fund for 5 Years
If you had started a ₹1,000/month SIP on 2 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset ELSS Tax Saver Fund's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹82,521
2 Sept 2026
Absolute gain
+₹21,521
+35.3%
XIRR (annualised)
12.2%
money-weighted
The journey, month by month
Worst fall on the way
-13.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,500
Modelled at historical FD rates. The fund beat FD by ₹11,021.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (2 Sept 2022) | ₹13,000 | ₹13,245 | +1.9% |
| Year 2 (4 Sept 2023) | ₹25,000 | ₹29,126 | +16.5% |
| Year 3 (2 Sept 2024) | ₹37,000 | ₹54,388 | +47% |
| Year 4 (2 Sept 2025) | ₹49,000 | ₹66,521 | +35.8% |
| Year 5 (2 Sept 2026) | ₹61,000 | ₹82,521 | +35.3% |
Best year of the journey: Year 3 (+32.2% market move) · Toughest year: Year 4 (0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset ELSS Tax Saver Fund's published NAV (source: AMFI) between 2 Sept 2021 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.