₹1,000 Monthly SIP in Mahindra Manulife Balanced Advantage Fund for 5 Years
If you had started a ₹1,000/month SIP on 30 Dec 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mahindra Manulife Balanced Advantage Fund's actual NAV for all 58 installments.
You invested
₹58,000
58 installments
Value today
₹75,117
3 Sept 2026
Absolute gain
+₹17,117
+29.5%
XIRR (annualised)
10.99%
money-weighted
The journey, month by month
Worst fall on the way
-7.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹67,621
Modelled at historical FD rates. The fund beat FD by ₹7,496.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Sept 2022) | ₹10,000 | ₹10,317 | +3.2% |
| Year 2 (4 Sept 2023) | ₹22,000 | ₹25,029 | +13.8% |
| Year 3 (3 Sept 2024) | ₹34,000 | ₹45,633 | +34.2% |
| Year 4 (3 Sept 2025) | ₹46,000 | ₹58,700 | +27.6% |
| Year 5 (3 Sept 2026) | ₹58,000 | ₹75,117 | +29.5% |
Best year of the journey: Year 3 (+23.2% market move) · Toughest year: Year 4 (1.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mahindra Manulife Balanced Advantage Fund's published NAV (source: AMFI) between 30 Dec 2021 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.