₹1,000 Monthly SIP in LIC MF Balanced Advantage Fund for 3 Years
If you had started a ₹1,000/month SIP on 1 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using LIC MF Balanced Advantage Fund's actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹41,273
1 Sept 2026
Absolute gain
+₹4,273
+11.5%
XIRR (annualised)
7.42%
money-weighted
The journey, month by month
Worst fall on the way
-5.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,081
Modelled at historical FD rates. The fund beat FD by ₹192.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (2 Sept 2024) | ₹13,000 | ₹14,470 | +11.3% |
| Year 2 (1 Sept 2025) | ₹25,000 | ₹27,179 | +8.7% |
| Year 3 (1 Sept 2026) | ₹37,000 | ₹41,273 | +11.5% |
Best year of the journey: Year 1 (+11.3% market move) · Toughest year: Year 2 (2.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using LIC MF Balanced Advantage Fund's published NAV (source: AMFI) between 1 Sept 2023 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.