₹10,000 Monthly SIP in HDFC Long Term Advantage Plan for 5 Years
If you had started a ₹10,000/month SIP on 16 Jan 2017 and never stopped — through every crash and rally — here is exactly what happened, using HDFC Long Term Advantage Plan's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹10,31,712
14 Jan 2022
Absolute gain
+₹4,21,712
+69.1%
XIRR (annualised)
21.14%
money-weighted
The journey, month by month
Worst fall on the way
-37.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,18,491
Modelled at historical FD rates. The fund beat FD by ₹3,13,221.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (15 Jan 2018) | ₹1,30,000 | ₹1,51,766 | +16.7% |
| Year 2 (14 Jan 2019) | ₹2,50,000 | ₹2,63,748 | +5.5% |
| Year 3 (14 Jan 2020) | ₹3,70,000 | ₹4,26,557 | +15.3% |
| Year 4 (14 Jan 2021) | ₹4,90,000 | ₹6,54,913 | +33.7% |
| Year 5 (14 Jan 2022) | ₹6,10,000 | ₹10,31,712 | +69.1% |
Best year of the journey: Year 5 (+33.1% market move) · Toughest year: Year 2 (-3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other ELSS Tax Saver funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC Long Term Advantage Plan's published NAV (source: AMFI) between 16 Jan 2017 and 14 Jan 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.