₹5,000 Monthly SIP in HDFC ARBITRAGE FUND - Quarterly for 10 Years
If you had started a ₹5,000/month SIP on 27 Apr 2016 and never stopped — through every crash and rally — here is exactly what happened, using HDFC ARBITRAGE FUND - Quarterly's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹8,38,193
27 Apr 2026
Absolute gain
+₹2,33,193
+38.5%
XIRR (annualised)
6.31%
money-weighted
The journey, month by month
Worst fall on the way
-0.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,45,420
Modelled at historical FD rates. The fund trailed FD by ₹7,227.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Apr 2017) | ₹65,000 | ₹67,370 | +3.6% |
| Year 2 (27 Apr 2018) | ₹1,25,000 | ₹1,33,346 | +6.7% |
| Year 3 (30 Apr 2019) | ₹1,85,000 | ₹2,04,067 | +10.3% |
| Year 4 (27 Apr 2020) | ₹2,45,000 | ₹2,78,051 | +13.5% |
| Year 5 (27 Apr 2021) | ₹3,05,000 | ₹3,50,294 | +14.9% |
| Year 6 (27 Apr 2022) | ₹3,65,000 | ₹4,25,993 | +16.7% |
| Year 7 (27 Apr 2023) | ₹4,25,000 | ₹5,13,085 | +20.7% |
| Year 8 (29 Apr 2024) | ₹4,85,000 | ₹6,17,778 | +27.4% |
| Year 9 (28 Apr 2025) | ₹5,45,000 | ₹7,29,023 | +33.8% |
| Year 10 (27 Apr 2026) | ₹6,05,000 | ₹8,38,193 | +38.5% |
Best year of the journey: Year 8 (+7.8% market move) · Toughest year: Year 1 (3.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC ARBITRAGE FUND - Quarterly's published NAV (source: AMFI) between 27 Apr 2016 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.