₹25,000 Monthly SIP in Edelweiss Liquid Fund - Retail Plan for 15 Years
If you had started a ₹25,000/month SIP on 4 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Edelweiss Liquid Fund - Retail Plan's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹3,74,53,624
3 Sept 2026
Absolute gain
+₹3,29,28,624
+727.7%
XIRR (annualised)
25.05%
money-weighted
The journey, month by month
Worst fall on the way
-99%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹83,81,498
Modelled at historical FD rates. The fund beat FD by ₹2,90,72,126.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2012) | ₹3,25,000 | ₹3,40,827 | +4.9% |
| Year 2 (3 Sept 2013) | ₹6,25,000 | ₹6,81,819 | +9.1% |
| Year 3 (3 Sept 2014) | ₹9,25,000 | ₹10,57,329 | +14.3% |
| Year 4 (3 Sept 2015) | ₹12,25,000 | ₹14,58,649 | +19.1% |
| Year 5 (5 Sept 2016) | ₹15,25,000 | ₹18,72,361 | +22.8% |
| Year 6 (3 Sept 2017) | ₹18,25,000 | ₹2,01,95,614 | +1006.6% |
| Year 7 (3 Sept 2018) | ₹21,25,000 | ₹2,19,26,632 | +931.8% |
| Year 8 (3 Sept 2019) | ₹24,25,000 | ₹2,38,37,507 | +883% |
| Year 9 (3 Sept 2020) | ₹27,25,000 | ₹2,53,14,961 | +829% |
| Year 10 (3 Sept 2021) | ₹30,25,000 | ₹2,64,29,200 | +773.7% |
| Year 11 (3 Sept 2022) | ₹33,25,000 | ₹2,77,14,962 | +733.5% |
| Year 12 (3 Sept 2023) | ₹36,25,000 | ₹2,98,48,818 | +723.4% |
| Year 13 (3 Sept 2024) | ₹39,25,000 | ₹3,23,30,699 | +723.7% |
| Year 14 (3 Sept 2025) | ₹42,25,000 | ₹3,48,78,474 | +725.5% |
| Year 15 (3 Sept 2026) | ₹45,25,000 | ₹3,74,53,624 | +727.7% |
Best year of the journey: Year 6 (+829.7% market move) · Toughest year: Year 10 (3.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Edelweiss Liquid Fund - Retail Plan's published NAV (source: AMFI) between 4 Sept 2011 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.