₹2,000 Monthly SIP in DSP Flexi Cap Fund for 10 Years
If you had started a ₹2,000/month SIP on 31 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using DSP Flexi Cap Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,23,152
31 Aug 2026
Absolute gain
+₹2,81,152
+116.2%
XIRR (annualised)
14.63%
money-weighted
The journey, month by month
Worst fall on the way
-34.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,634
Modelled at historical FD rates. The fund beat FD by ₹1,85,518.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (31 Aug 2017) | ₹26,000 | ₹29,372 | +13% |
| Year 2 (31 Aug 2018) | ₹50,000 | ₹58,955 | +17.9% |
| Year 3 (3 Sept 2019) | ₹76,000 | ₹81,734 | +7.5% |
| Year 4 (31 Aug 2020) | ₹98,000 | ₹1,13,665 | +16% |
| Year 5 (31 Aug 2021) | ₹1,22,000 | ₹2,17,952 | +78.6% |
| Year 6 (1 Sept 2022) | ₹1,48,000 | ₹2,39,312 | +61.7% |
| Year 7 (31 Aug 2023) | ₹1,70,000 | ₹3,07,667 | +81% |
| Year 8 (2 Sept 2024) | ₹1,96,000 | ₹4,65,166 | +137.3% |
| Year 9 (1 Sept 2025) | ₹2,20,000 | ₹4,76,433 | +116.6% |
| Year 10 (31 Aug 2026) | ₹2,42,000 | ₹5,23,152 | +116.2% |
Best year of the journey: Year 5 (+58.3% market move) · Toughest year: Year 3 (-3.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Flexi Cap Fund's published NAV (source: AMFI) between 31 Aug 2016 and 31 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.