₹5,000 Monthly SIP in DSP Dynamic Asset Allocation Fund for 10 Years
If you had started a ₹5,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using DSP Dynamic Asset Allocation Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹10,26,889
1 Sept 2026
Absolute gain
+₹4,21,889
+69.7%
XIRR (annualised)
10.27%
money-weighted
The journey, month by month
Worst fall on the way
-17.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,389
Modelled at historical FD rates. The fund beat FD by ₹1,87,500.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹65,000 | ₹69,132 | +6.4% |
| Year 2 (3 Sept 2018) | ₹1,25,000 | ₹1,32,797 | +6.2% |
| Year 3 (3 Sept 2019) | ₹1,85,000 | ₹2,01,976 | +9.2% |
| Year 4 (1 Sept 2020) | ₹2,45,000 | ₹2,90,615 | +18.6% |
| Year 5 (1 Sept 2021) | ₹3,05,000 | ₹4,15,420 | +36.2% |
| Year 6 (1 Sept 2022) | ₹3,65,000 | ₹4,88,180 | +33.7% |
| Year 7 (1 Sept 2023) | ₹4,25,000 | ₹5,99,330 | +41% |
| Year 8 (2 Sept 2024) | ₹4,85,000 | ₹8,02,983 | +65.6% |
| Year 9 (1 Sept 2025) | ₹5,45,000 | ₹9,06,143 | +66.3% |
| Year 10 (1 Sept 2026) | ₹6,05,000 | ₹10,26,889 | +69.7% |
Best year of the journey: Year 8 (+21.8% market move) · Toughest year: Year 6 (2.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Dynamic Asset Allocation Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.