₹5,000 Monthly SIP in Bandhan Short Duration Fund - Plan C - Monthly Dividend for 5 Years
If you had started a ₹5,000/month SIP on 17 Feb 2012 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Short Duration Fund - Plan C - Monthly Dividend's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,75,444
17 Feb 2017
Absolute gain
+₹70,444
+23.1%
XIRR (annualised)
8.22%
money-weighted
The journey, month by month
Worst fall on the way
-1.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,78,818
Modelled at historical FD rates. The fund trailed FD by ₹3,374.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Feb 2013) | ₹65,000 | ₹65,005 | +0% |
| Year 2 (17 Feb 2014) | ₹1,25,000 | ₹1,31,722 | +5.4% |
| Year 3 (18 Feb 2015) | ₹1,85,000 | ₹2,08,606 | +12.8% |
| Year 4 (17 Feb 2016) | ₹2,45,000 | ₹2,86,887 | +17.1% |
| Year 5 (17 Feb 2017) | ₹3,05,000 | ₹3,75,444 | +23.1% |
Best year of the journey: Year 3 (+8.8% market move) · Toughest year: Year 1 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Short Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Short Duration Fund - Plan C - Monthly Dividend's published NAV (source: AMFI) between 17 Feb 2012 and 17 Feb 2017; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.