₹2,000 Monthly SIP in Bandhan Multi-Asset Passive FOF for 10 Years
If you had started a ₹2,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Multi-Asset Passive FOF's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹3,93,395
3 Sept 2026
Absolute gain
+₹1,51,395
+62.6%
XIRR (annualised)
9.44%
money-weighted
The journey, month by month
Worst fall on the way
-16.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,861
Modelled at historical FD rates. The fund beat FD by ₹57,534.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹26,000 | ₹27,679 | +6.5% |
| Year 2 (3 Sept 2018) | ₹50,000 | ₹54,427 | +8.9% |
| Year 3 (3 Sept 2019) | ₹74,000 | ₹77,661 | +4.9% |
| Year 4 (3 Sept 2020) | ₹98,000 | ₹1,09,358 | +11.6% |
| Year 5 (3 Sept 2021) | ₹1,22,000 | ₹1,61,745 | +32.6% |
| Year 6 (5 Sept 2022) | ₹1,46,000 | ₹1,89,412 | +29.7% |
| Year 7 (4 Sept 2023) | ₹1,70,000 | ₹2,33,761 | +37.5% |
| Year 8 (3 Sept 2024) | ₹1,94,000 | ₹3,14,248 | +62% |
| Year 9 (3 Sept 2025) | ₹2,18,000 | ₹3,50,201 | +60.6% |
| Year 10 (3 Sept 2026) | ₹2,42,000 | ₹3,93,395 | +62.6% |
Best year of the journey: Year 8 (+21.9% market move) · Toughest year: Year 3 (-1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Fund of Funds funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Multi-Asset Passive FOF's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.