₹2,000 Monthly SIP in BANDHAN Flexi Cap Fund for 10 Years
If you had started a ₹2,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using BANDHAN Flexi Cap Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,54,194
1 Sept 2026
Absolute gain
+₹2,12,194
+87.7%
XIRR (annualised)
12.17%
money-weighted
The journey, month by month
Worst fall on the way
-35.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,757
Modelled at historical FD rates. The fund beat FD by ₹1,18,437.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹26,000 | ₹29,252 | +12.5% |
| Year 2 (3 Sept 2018) | ₹50,000 | ₹57,350 | +14.7% |
| Year 3 (3 Sept 2019) | ₹74,000 | ₹73,496 | -0.7% |
| Year 4 (1 Sept 2020) | ₹98,000 | ₹1,00,098 | +2.1% |
| Year 5 (1 Sept 2021) | ₹1,22,000 | ₹1,79,786 | +47.4% |
| Year 6 (1 Sept 2022) | ₹1,46,000 | ₹2,14,778 | +47.1% |
| Year 7 (1 Sept 2023) | ₹1,70,000 | ₹2,67,314 | +57.2% |
| Year 8 (2 Sept 2024) | ₹1,94,000 | ₹3,96,672 | +104.5% |
| Year 9 (1 Sept 2025) | ₹2,18,000 | ₹4,17,692 | +91.6% |
| Year 10 (1 Sept 2026) | ₹2,42,000 | ₹4,54,194 | +87.7% |
Best year of the journey: Year 5 (+44.9% market move) · Toughest year: Year 3 (-9.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using BANDHAN Flexi Cap Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.