₹2,000 Monthly SIP in BANDHAN Equity Savings Fund -B for 3 Years
If you had started a ₹2,000/month SIP on 17 Feb 2014 and never stopped — through every crash and rally — here is exactly what happened, using BANDHAN Equity Savings Fund -B's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹75,087
17 Feb 2017
Absolute gain
+₹1,087
+1.5%
XIRR (annualised)
0.95%
money-weighted
The journey, month by month
Worst fall on the way
-1.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹83,497
Modelled at historical FD rates. The fund trailed FD by ₹8,410.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Feb 2015) | ₹26,000 | ₹25,974 | -0.1% |
| Year 2 (17 Feb 2016) | ₹50,000 | ₹50,125 | +0.3% |
| Year 3 (17 Feb 2017) | ₹74,000 | ₹75,087 | +1.5% |
Best year of the journey: Year 3 (+1.3% market move) · Toughest year: Year 1 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Equity Savings funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using BANDHAN Equity Savings Fund -B's published NAV (source: AMFI) between 17 Feb 2014 and 17 Feb 2017; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.