₹25,000 Monthly SIP in BANDHAN Balanced Advantage Fund Direct Plan Growth for 10 Years
If you had started a ₹25,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using BANDHAN Balanced Advantage Fund Direct Plan Growth's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹51,42,088
3 Sept 2026
Absolute gain
+₹21,17,088
+70%
XIRR (annualised)
10.29%
money-weighted
The journey, month by month
Worst fall on the way
-24.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,98,359
Modelled at historical FD rates. The fund beat FD by ₹9,43,729.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹3,25,000 | ₹3,49,060 | +7.4% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹7,01,736 | +12.3% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹9,95,253 | +7.6% |
| Year 4 (3 Sept 2020) | ₹12,25,000 | ₹14,67,200 | +19.8% |
| Year 5 (3 Sept 2021) | ₹15,25,000 | ₹21,69,004 | +42.2% |
| Year 6 (5 Sept 2022) | ₹18,25,000 | ₹25,04,904 | +37.3% |
| Year 7 (4 Sept 2023) | ₹21,25,000 | ₹30,66,812 | +44.3% |
| Year 8 (3 Sept 2024) | ₹24,25,000 | ₹40,77,292 | +68.1% |
| Year 9 (3 Sept 2025) | ₹27,25,000 | ₹45,37,282 | +66.5% |
| Year 10 (3 Sept 2026) | ₹30,25,000 | ₹51,42,088 | +70% |
Best year of the journey: Year 5 (+22.7% market move) · Toughest year: Year 3 (-0.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using BANDHAN Balanced Advantage Fund Direct Plan Growth's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.