₹10,000 Monthly SIP in BANDHAN Balanced Advantage Fund Direct Plan Growth for 5 Years
If you had started a ₹10,000/month SIP on 3 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using BANDHAN Balanced Advantage Fund Direct Plan Growth's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹7,73,191
3 Sept 2026
Absolute gain
+₹1,63,191
+26.8%
XIRR (annualised)
9.54%
money-weighted
The journey, month by month
Worst fall on the way
-6.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,15,124
Modelled at historical FD rates. The fund beat FD by ₹58,067.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Sept 2022) | ₹1,30,000 | ₹1,33,069 | +2.4% |
| Year 2 (4 Sept 2023) | ₹2,50,000 | ₹2,74,399 | +9.8% |
| Year 3 (3 Sept 2024) | ₹3,70,000 | ₹4,68,199 | +26.5% |
| Year 4 (3 Sept 2025) | ₹4,90,000 | ₹6,09,272 | +24.3% |
| Year 5 (3 Sept 2026) | ₹6,10,000 | ₹7,73,191 | +26.8% |
Best year of the journey: Year 3 (+18.7% market move) · Toughest year: Year 1 (2.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using BANDHAN Balanced Advantage Fund Direct Plan Growth's published NAV (source: AMFI) between 3 Sept 2021 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.