How much did Tata Value Fund fall in The 2018 NBFC Crisis?

Tata Value Fund fell 16.2% from its peak NAV of ₹144.9885 (27 Aug 2018) to ₹121.4354 (25 Oct 2018), based on published NAV history.

How long did Tata Value Fund take to recover?

The NAV regained its pre-crash peak on 17 Nov 2020 — 25 months after the bottom.

What happened to ₹1 lakh invested at the worst possible time?

₹1,00,000 invested exactly at the pre-crash peak fell to ₹83,755 at the bottom, was ₹88,896 one year after the peak — and is worth ₹2,44,265 today (1 Sept 2026).

Crash case study · real NAV data

How Tata Value Fund survived The 2018 NBFC Crisis

IL&FS defaulted and India's shadow-banking system seized up. While the Sensex fell a modest 14%, mid- and small-cap funds crashed 25-40% — the crash that taught a generation the difference between index pain and portfolio pain.

The fall

-16.2%

27 Aug 2018 → 25 Oct 2018

Index fell

-14%

Sensex, peak to trough

Recovery time

25 mo

peak regained 17 Nov 2020

₹1L at the peak → today

₹2,44,265

worst-possible timing, held on

The full round trip

NAV from 1 Aug 2018 to 17 Nov 2020 — peak ₹144.9885, bottom ₹121.4354, peak regained 17 Nov 2020.

The ₹1 lakh stress test — invested at the worst possible moment

Invested at the pre-crash peak (27 Aug 2018)	₹1,00,000
Value at the bottom (25 Oct 2018)	₹83,755
Value one year after the peak	₹88,896
Value today (1 Sept 2026)	₹2,44,265

The lesson isn't that crashes don't hurt — it's that selling at the bottom turns a temporary fall into a permanent loss. The investor who bought at the absolute worst day and simply held is in profit today.

The unluckiest SIP experiment

Imagine starting a ₹10,000/month SIP on the exact peak day — the single unluckiest start date possible — and continuing for 24 months straight through the crash:

Invested

₹2,40,000

Worth today

₹6,65,421

Return

+177%

Crash-month installments bought units cheap — that's the whole SIP thesis, demonstrated with real data instead of a brochure.

This fund in other crashes

Other Value / Contra funds in this crash

Keep researching

How this page is produced

Every figure above is computed from our archive of published AMFI NAV history for Tata Value Fund, to NAV dated 1 Sept 2026. Nothing here is copied from a factsheet or a third-party summary. The full method is published, including its limitations.

Drawdown, recovery and rebound figures are measured from the fund's own NAV series across the event window — not from a factsheet summary. Past performance, including past recoveries, does not guarantee future results.

Written and maintained by Azad Mohammed, who built the pipeline these numbers come out of. Found an error? Tell us — corrections are made and the page rebuilds within the hour.

This page describes what each fund has done. It is not investment advice and not a recommendation to buy or sell any scheme. Arthkar is not a SEBI-registered investment adviser and does not provide or arrange investment advice. Mutual fund investments are subject to market risk; read all scheme related documents carefully.