How quant Mid Cap Fund survived The 2008 Global Financial Crisis
Lehman Brothers collapsed, global credit froze, and the Sensex fell from 21,000 to under 8,200 in 14 months — the deepest crash in modern Indian market history. FIIs pulled out ₹53,000 crore. Investors who fled locked in their losses; those who stayed saw one of the greatest recoveries ever.
The fall
-39.4%
7 Jan 2008 → 4 Nov 2008
Index fell
-61%
Sensex, peak to trough
Recovery time
Not yet
as of 31 Aug 2026
₹1L at the peak → today
₹6,01,480
worst-possible timing, held on
The full round trip
NAV from 1 Jan 2008 to 1 Jun 2010 — peak ₹37.0562, bottom ₹22.4742.
The ₹1 lakh stress test — invested at the worst possible moment
| Invested at the pre-crash peak (7 Jan 2008) | ₹1,00,000 |
| Value at the bottom (4 Nov 2008) | ₹60,649 |
| Value one year after the peak | ₹63,769 |
| Value today (31 Aug 2026) | ₹6,01,480 |
The lesson isn't that crashes don't hurt — it's that selling at the bottom turns a temporary fall into a permanent loss. The investor who bought at the absolute worst day and simply held is in profit today.
The unluckiest SIP experiment
Imagine starting a ₹10,000/month SIP on the exact peak day — the single unluckiest start date possible — and continuing for 24 months straight through the crash:
Invested
₹2,40,000
Worth today
₹20,73,914
Return
+764%
Crash-month installments bought units cheap — that's the whole SIP thesis, demonstrated with real data instead of a brochure.
This fund in other crashes
Other Mid Cap funds in this crash
How this page is produced
Every figure above is computed from our archive of published AMFI NAV history for quant Mid Cap Fund, to NAV dated 31 Aug 2026. Nothing here is copied from a factsheet or a third-party summary. The full method is published, including its limitations.
Written and maintained by Azad Mohammed, who built the pipeline these numbers come out of. Found an error? Tell us — corrections are made and the page rebuilds within the hour.
This page describes what each fund has done. It is not investment advice and not a recommendation to buy or sell any scheme. Arthkar is not a SEBI-registered investment adviser and does not provide or arrange investment advice. Mutual fund investments are subject to market risk; read all scheme related documents carefully.
