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Crash case study · real NAV data

How quant Multi Cap Fund survived The 2015-16 China Slowdown

China devalued the yuan, crude collapsed, and global growth fears dragged the Sensex down 23% over 11 slow, grinding months. No single dramatic day — just a long test of patience that shook out momentum chasers.

The fall

-18.3%

6 Jan 201629 Feb 2016

Index fell

-23%

Sensex, peak to trough

Recovery time

4 mo

peak regained 11 Jul 2016

₹1L at the peak → today

₹4,92,939

worst-possible timing, held on

The full round trip

NAV from 2 Mar 2015 to 11 Jul 2016 — peak ₹134.6361, bottom ₹109.9401, peak regained 11 Jul 2016.

The ₹1 lakh stress test — invested at the worst possible moment

Invested at the pre-crash peak (6 Jan 2016)₹1,00,000
Value at the bottom (29 Feb 2016)₹81,657
Value one year after the peak₹98,439
Value today (31 Aug 2026)₹4,92,939

The lesson isn't that crashes don't hurt — it's that selling at the bottom turns a temporary fall into a permanent loss. The investor who bought at the absolute worst day and simply held is in profit today.

The unluckiest SIP experiment

Imagine starting a ₹10,000/month SIP on the exact peak day — the single unluckiest start date possible — and continuing for 24 months straight through the crash:

Invested

₹2,40,000

Worth today

₹11,25,584

Return

+369%

Crash-month installments bought units cheap — that's the whole SIP thesis, demonstrated with real data instead of a brochure.

This fund in other crashes

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How this page is produced

Every figure above is computed from our archive of published AMFI NAV history for quant Multi Cap Fund, to NAV dated 31 Aug 2026. Nothing here is copied from a factsheet or a third-party summary. The full method is published, including its limitations.

Drawdown, recovery and rebound figures are measured from the fund's own NAV series across the event window — not from a factsheet summary. Past performance, including past recoveries, does not guarantee future results.

Written and maintained by Azad Mohammed, who built the pipeline these numbers come out of. Found an error? Tell us — corrections are made and the page rebuilds within the hour.

This page describes what each fund has done. It is not investment advice and not a recommendation to buy or sell any scheme. Arthkar is not a SEBI-registered investment adviser and does not provide or arrange investment advice. Mutual fund investments are subject to market risk; read all scheme related documents carefully.