UTI Retirement Fund

RetirementSolution Oriented Rank 11 of 19

NAV · Direct-Growth

₹55.04-0.02-0.03%

As of 1 Sept 2026 · AMFI

NAV growth+3.9%

Sep ’25Sep ’26

Arthkar verdictA balanced read

Returns

Mixed vs category

1 of 3 periods ahead

Consistency

Steady

positive in 9 of 12 years

Beats its Retirement category on 5Y but trails on 1Y & 3Y.

1Y return

+3.9%

-1.9 vs cat

3Y CAGR

+9.4%

-1.1 vs cat

5Y CAGR

+9.5%

+0.3 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

6.7%

3Y std dev

Go deeper on UTI Retirement Fund

Two data-only views, computed from this fund's real NAV history — no projections.

UTI Retirement Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.UTI Retirement Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

UTI Retirement Fund is a Retirement scheme from UTI. Long-run track record: about 9.5% CAGR over 5 years. Worst historical drawdown: -19% in Mar 2020, recovered in 5 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF789F1AA64

NAV (Direct-Growth)

₹55.0411

Last 1Y

+3.85%

Sept 25Min ₹51.85 · Max ₹55.62 · 246 ptsSept 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-18.9%

Peak ₹27.62 on 3 Jun 2019 → trough ₹22.39 on 23 Mar 2020 (10 months down).

Recovered in 5 months· 27 Aug 2020

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.65%	-0.72%	11/ 24
1M	-0.28%	+0.61%	19/ 22
3M	+3.02%	+5.12%	18/ 22
6M	+0.59%	+4.03%	19/ 22
YTD	-0.13%	+2.65%	18/ 22
1Y	+3.85%	+5.79%	15/ 22
2Y	+3.12%	+3.52%	13/ 22
3Y	+9.38%	+10.51%	11/ 19
5Y	+9.52%	+9.17%	8/ 18
7Y	+11.49%	+11.07%	6/ 11
10Y	+9.24%	+10.24%	4/ 7

Available plans & options

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