SBI Short Horizon Debt Fund - Ultra Short Term Fund - Institutional Plan

Low DurationDebt Rank 23 of 27

NAV · Regular-Growth

—+1.33+0.03%

As of — · AMFI

NAV growth+5.5%

Sep ’25Sep ’26

Arthkar verdictSolid on the numbers

Returns

Mixed vs category

2 of 3 periods ahead

Consistency

Strong

positive in 12 of 12 years

Beats its Low Duration category on 1Y & 5Y but trails on 3Y.

1Y return

+5.5%

+3.2 vs cat

3Y CAGR

+6.7%

-0.5 vs cat

5Y CAGR

+5.9%

+1.4 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

0.7%

3Y std dev

Go deeper on SBI Short Horizon Debt Fund - Ultra Short Term Fund - Institutional Plan

Two data-only views, computed from this fund's real NAV history — no projections.

SBI Short Horizon Debt Fund - Ultra Short Term Fund - Institutional Plan SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.SBI Short Horizon Debt Fund - Ultra Short Term Fund - Institutional Plan real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

SBI Short Horizon Debt Fund - Ultra Short Term Fund - Institutional Plan is a Low Duration scheme from SBI. Long-run track record: about 5.9% CAGR over 5 years. Worst historical drawdown: -99% in Oct 2009, recovered in 12 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Regular · Growth · INF200K01MG8

NAV (Direct-Growth)

₹3793.3136

Last 1Y

+5.53%

Sept 25Min ₹3594.37 · Max ₹3793.31 · 247 ptsSept 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Oct 2009

-99.0%

Peak ₹1173.65 on 30 Sept 2009 → trough ₹11.74 on 1 Oct 2009 (0 months down).

Recovered in 12 months· 30 Sept 2010

Oct 2010

-99.0%

Peak ₹1232.10 on 30 Sept 2010 → trough ₹12.32 on 1 Oct 2010 (0 months down).

Recovered in 12 months· 30 Sept 2011

Aug 2007

-99.0%

Peak ₹1000.00 on 19 Jul 2007 → trough ₹10.00 on 2 Aug 2007 (0 months down).

Recovered in 26 months· 30 Sept 2009

Oct 2011

-99.0%

Peak ₹1337.98 on 30 Sept 2011 → trough ₹13.39 on 3 Oct 2011 (0 months down).

Recovered in 3 months· 13 Jan 2012

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.13%	+0.11%	5/ 32
1M	+0.44%	+0.48%	30/ 32
3M	+1.93%	+0.13%	29/ 32
6M	+2.79%	-0.35%	29/ 32
YTD	+3.62%	+0.27%	27/ 30
1Y	+5.53%	+2.33%	27/ 30
2Y	+6.49%	+4.41%	23/ 27
3Y	+6.69%	+7.16%	23/ 27
5Y	+5.91%	+4.54%	23/ 28
7Y	+5.84%	+5.12%	24/ 28
10Y	+6.35%	+5.49%	17/ 27

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 key insights, written by AI in plain English.

Run Portfolio X-Ray