LIC MF Value Fund

Value / ContraEquityVery High risk Rank 3 of 26

NAV · Direct-Growth

₹31.16-0.22-0.69%

As of 1 Sept 2026 · AMFI

NAV growth+23.4%

Sep ’25Sep ’26

Arthkar verdictSolid on the numbers

Returns

Beats category

1Y, 3Y all ahead

Cost

Average

0.84% vs 0.90% peers

Volatility

Above average

18.7% vs 15.8% cat (3Y)

Consistency

Strong

positive in 7 of 8 years

Beats its Value / Contra category on 1Y & 3Y — but has run more volatile than peers.

1Y return

+23.4%

+17.5 vs cat

3Y CAGR

+17.7%

+3.7 vs cat

5Y CAGR

—

AUM

₹217.99 Cr

fund size

Expense

0.84%

direct plan

Volatility 3Y

18.7%

▲ vs 15.8%

Go deeper on LIC MF Value Fund

Two data-only views, computed from this fund's real NAV history — no projections.

LIC MF Value Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.LIC MF Value Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

LIC MF Value Fund is a Value / Contra scheme from LIC. The portfolio is ~95% in equities. 3-year CAGR: about 17.7%. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -25% in Mar 2025, recovered in 16 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF397L01KU5

NAV (Direct-Growth)

₹31.1639

Last 1Y

+23.35%

Sept 25Min ₹24.47 · Max ₹31.85 · 247 ptsSept 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025

-25.2%

Peak ₹29.05 on 17 Dec 2024 → trough ₹21.73 on 3 Mar 2025 (3 months down).

Recovered in 16 months· 15 Jun 2026

Nov 2024

-10.4%

Peak ₹28.57 on 27 Sept 2024 → trough ₹25.59 on 13 Nov 2024 (2 months down).

Recovered in 1 months· 6 Dec 2024

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.84% — typical for category.
AUM size
₹218 Cr.
Sector concentration
Top 3 sectors = 68.0% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.34%	-0.78%	3/ 30
1M	+0.22%	+0.33%	14/ 29
3M	+9.58%	+4.81%	2/ 27
6M	+13.87%	+2.20%	2/ 27
YTD	+17.86%	+0.29%	1/ 27
1Y	+23.35%	+5.86%	1/ 27
2Y	+5.82%	+0.04%	2/ 26
3Y	+17.68%	+13.99%	3/ 26

Portfolio composition

Asset allocation

Equity95.25%
Cash4.75%

By market cap

Large cap46.47%
Mid cap12.03%
Small cap43.95%

Concentration

Holdings

Avg market cap

₹66.3K Cr

Top 10 stocks

39.41%

Top 5 stocks

22.38%

Top 3 sectors

67.97%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

2
Tata Motors Ltd
—6.28%
1
Infosys Ltd
—5.34%
2
Tata Motors Ltd
—4.94%
3
Larsen & Toubro Ltd
—4.50%
3
Maruti Suzuki India Ltd
—4.40%
4
Tata Motors Passenger Vehicles Ltd
—3.92%
4
Tata Motors Passenger Vehicles Ltd
—3.90%
5
Carraro India Ltd
—3.78%
6
Garware Hi-Tech Films Ltd
—3.59%
7
KSH International Ltd
—3.56%
8
Larsen & Toubro Ltd
—3.55%
9
Schaeffler India Ltd
—3.39%
5
Infosys Ltd
—3.36%
6
KSH International Ltd
—3.12%
10
Shriram Finance Ltd
—2.93%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio28.3320.48+7.85
P/B ratio3.622.69+0.93
Price / Sales2.382.33+0.05
Price / Cash Flow20.9213.84+7.08
Dividend yield1.02%1.63%-0.61
Return on equity (ROE)15.64%16.25%-0.61

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
21.4918.6316.5717.7115.8514.41
Sharpe ratio
Risk-adjusted return — higher is better.
0.540.670.59-0.200.550.56
Sortino ratio
Like Sharpe but only counts downside volatility.
0.900.970.88-0.210.860.87
Beta
1 = moves with the market. <1 = less volatile.
1.101.101.030.950.980.92

Peers in Value / Contra

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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